Loan Prepayment vs SIP Investment Calculator

Determine whether prepaying your home loan saves more interest or investing in an equity SIP creates a larger net net-worth over your loan tenure.

Financial Overview & Calculation Rules

Compare paying off a home loan or personal loan early vs investing extra funds in a mutual fund SIP. Side-by-side analysis of interest saved vs investment corpus created over the loan tenure.

All calculations are performed deterministically in your web browser following official Indian Income Tax Act regulations, EPFO guidelines, and Central Pay Commission matrices.